Designers Professional Indemnity Insurance

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Design Professional Insurance Guide 

Offering cover for interior design, graphic design, web design, landscape design, product design and much more

Design professionals in the course of developing creative ideas and concepts to meet their client's objectives are exposed to a number of risks in providing technical and/or advisory services.

Designers Insurance Guide

  1. Designers professional indemnity insurance
  2. Designers activities by risk
  3. Market conditions for design professional indemnity insurance
  4. Other designers business insurance


Designers professional indemnity insurance

Whether you provide graphic design, interior design, web design, landscape design, product design, designers professional indemnity insurance claims can include:

     
Copyright or trademark infringement

Breach of contract 

Neglegent advice

Disclosure of confidential information

Product disparagement 

Delay in agreed services

Designers professional indemnity insurance protects against the failure to exercise reasonable skill and care in provision of professional or advisory design services.

Please complete our online application to apply for a range of business insurance available for design professionals.


Designers activities by risk

Clients reliant upon the design work undertaken can seek financial recourse if there is a failure to exercise reasonable skill and care. Dependent upon the type and size of the project there is potential for high severity claims.

A potential claim can have significant financial consequences if you are unfortunate enough to become the target of an allegation. The below identifies general types of design work characterised by risk:

 

> Lower risk design activities

>  Interior Design
>  Graphic Design
>  Landscape Design
>  Web Design

 

> Medium risk design activities

>  Fire Protection Design
>  Security Protection Design

 

> High risk design activities

>  Design of wood products
>  Installation
>  Medical device design
>  Product manufacturing
>  Toy design


Market conditions for design professional indemnity insurance

At get indemnity we continue to see soft market conditions and reduction in premiums for designers professional indemnity insurance. This is driven mainly by an abundance of insurer capacity and a lack of significant claims attributable to designers.

If your agency is perceived as carrying a high hazard exposure or you have recent claims activity, you should engage with your PI insurance broker early in the renewal process to ensure sufficient strategic planning to obtain a satisfactory renewal.

Please complete our online application to compare designers professional indemnity insurance quotes from the wholesale market.

 

Compare designers professional indemnity insurance


Other designers business insurance

As a business insurance broker, we maintain the knowledge and expertise to identify a range of solutions to meet your insurance needs.

     

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This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.