Cover mistakes providing a professional service
Defence against data breaches and cyber attacks.
Personal asset protection for company directors.
For physical injury or property damage claims.
Software Houses, FinTech, Hardware, SaaS, Managed Services, and more
Architects, Engineers, Design & Build, Principal Contractors, and more
Asset Managers, Financial Advisors, Non-Bank Lenders, FCA Regulated, and more
BioTech, Pharma, HealthTech, MedTech, Medical Devices, Contract Research and more
The duty of fair presentation requires the policyholder to disclose material information that a prudent insurer would consider relevant when deciding whether to insure the business and, if so, on what terms.
Before the Act took effect, insurance contracts operated under a regime of "utmost good faith", whereby an insurer could void an entire policy over an innocent error.
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