Business Insurance

Compare small business insurance quotes from the leading providers

 Compare business insurance quotes

Business insurance advice with individual company recommendations

We are specialists in both small business insurance and medium sized company commercial insurance for businesses with less than £100m annual turnover. It's prudent to compare cost-effective insurance quotes to ensure your business has broadest cover at the most affordable cost. Most businesses will want to ensure they are adequately covered in the event of any financial shocks, but also want to achieve value for money.

To compare quotes from the commercial insurance market, complete our digital onboarding process or request a call-back (either phone call or video) at an appropriate time so one of our industry specific account executives can discuss further with you.

We have the capacity to provide personal recommendations and work with a wide range of commercial insurance carriers to ensure we can secure affordable business insurance such as professional indemnity insurance that protects your financial interests. All the company insurers we work with have strong financial ratings (A) from AM Best. As an FCA regulated intermediary we can access the wholesale market can secure competitive business insurance quotes that are tailored to meet your needs.


Speak to one of our insurance experts about your needs on 0345 625 0711

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Finding the best insurance for your business

Identifying the best business insurance that protects against a range of liabilities and property damage can seem daunting. With a range of potential covers available that can protect against different legal liabilities, injury, sickness, property damage, theft, business interruption, legal costs and expenses, the process to buying business can appear difficult. 

As a registered FCA intermediary we can guide you through the process to ensure you achieve value for money when buying insurance for your business. As with any purchase you should consider your options - we can access a wide range of insurance carriers to ensure you purchase the necessary and appropriate insurance for your business at a cost-effective premium.


What commercial insurance do you need?

The type of commercial insurance you need will be determined by several factors, however your company activities, and workplace are the most important. Public liability, product liability, employers’ liability, professional indemnity, cyber insurance, directors and officers, in addition to stock, equipment and buildings, are just some of the covers we can arrange on your behalf. Talk to one of account executives about your business and we identify a range of different commercial insurance options for you to consider.


Contact us about your insurance needs on 0345 625 0711 

Compulsory liability insurance for business

There are very few compulsory business insurance policies required under law. However, that does not mean you shouldn't consider additional company insurance covers such as public liability, product liability, cyber insurance, or damage to equipment, stock, or building insurance, to help protect your company's financial interests.

 Employers liability insurance

Employers liability insurance

Is compulsory for any business which has PAYE employees. £10 million coverage is typically offered by most insurers

 Professional indemnity insurance

Professional indemnity insurance

If you operate within a regulated industry, you'll need insurance to cover risks arising from negligent acts, errors or omissions

 Public liability insurance

Public liability insurance

Otherwise known as general liability, can protect against claims arising from bodily injury or property damage

Get affordable business insurance tailored to meet your specific company needs

Get indemnity business insurance quotes start at £220 per year or £18.33 a month

Business insurance comparison

As a digital insurance broker, we can help small business owners to medium sized companies to review their commercial business insurance. By comparing your existing cover against alternative quotes from the market, we can save your business money. In addition to the covers identified above, below are the most sought after insurance covers for business.

Cyber Insurance

Insurance provides risk cover and support to help recover from a cyberattack or data breach with a policy starting from £323 per annum.

Product Liability

Cover starts from £224 annually and helps protect against claims arising from injury or property damage because of a fault with a product.

Contractors All Risk

Policies start from £468 that are designed to help protect building contractors working on construction sites, includes contract works.

Directors and Officers

D&O insurance policies can start from £345 and covers the company's executives and board members against civil, criminal and regulatory proceedings.

Commercial Combined

Package insurance under one policy starts from £321 which can help protect your company form a range of liability and property covers..

Property Damage

Insurance for buildings, stock, equipment, tenants improvements, and contents cover from damage or loss from a range of insured perils (such as fire, theft, accidental damage, storm, flood, explosion, and riot).

Compare small company insurance quotes with a business insurance broker

We can offer guidance and support to small and medium sized companies across a range of industries and products, while also providing access to the best insurance companies that have outstanding reputations for paying claims.It's important to tailor your company insurance because the standard cover may not be adequate, there maybe be gaps across your insurance program, or onerous exclusions attached to your policies. Business insurance brokers can assist companies with understanding which covers are best suited to meet their needs. There are a number of complexities when arranging insurance for businesses and brokers can help you navigate them.

 Get a small business insurance quote today and save 25%

Other commercial insurance policies purchased by companies

There are numerous types of coverage available to help mitigate the risk of a financial shock. Companies should consider what commercial insurance would best protect their interests with an expert. We recommend you read: risk management process

 Business interruption insurance

Business interruption

Will help protect against the loss of income from being unable to trade because of an insured event (i.e., fire damage).

 General liability insurance

General liability

Otherwise known as public liability, covers liability claims arising from injury or property damage.

 Commercial vehicle insurance

Commercial vehicle

Can offer protection for your commercial cars, vans or haulage vehicles against damage and third-party liability.

Looking for small business insurance? Talk with one of our experts about customising your coverage

Need help finding business insurance which meets your needs, give us a call

More business insurance policies available from specialist insurers

With access to a wide selection of business insurers in the wholesale market as WTW Network Broker, we can find the best customised business insurance products to help meet your company needs. If you cannot find what you're looking for, please give us a call to discuss.

Cargo insurance

From £362 annually from best insurers to help protect against the physical loss of or damage to goods during transit.

Office package

Insurance can cost as little as £212 per year or £17.66 per month and is a package policy designed to provide a range of property and liability protections that do not undertake manual activities.

Construction insurance

Compare contractors all risk and contract works builders insurance and save up to 25% on your annual premium

Software company

Package insurance that can incorporate a variety of liability and property covers for technology businesses and software developers from £336 per year.

Management liability

Package insurance policy which combines directors and officers, corporate legal liability and employment practices liability from £381 annually for £1 million D&O and £1 million CLL.

Property owners

Insurance can start from £218 to help protect against property damage and liabilities for companies that own a portfolio of commercial or residential properties.

How to manage your business insurance cost?

There remains an abundance of insurers willing to compete to underwrite your business isnurance. Our customers can consider a range of options designed to meet their individual requirements. When applying for business insurance you should breakdown your activities and turnover with as much detail as possible. By offering complete answers in your application, means insurers will have greater capacity to offer competitively priced premiums. Information that identifies how you represent a better risk than your industry peers can reduce your business insurance costs.

As a digital insurance broker, we maintain the knowledge, expertise and access to manage your business insurance cost. Potential cost savings can be achieved by comparing your existing renewal terms against quotes from alternative providers. 



 Best small business insurance

Compare business insurance with Get Indemnity™

We operate a national UK insurance brokerage that specialises in commercial insurance. Offering a simple and effective online service that provides businesses access to the wholesale insurance market. As a digital insurance broker, we offer competitive premiums, knowledgeable support and tailored insurance products to transfer our customer's risk. With technical underwriting and claim management backgrounds, we have the capacity to leverage our knowledge, experience and digital tools to the benefit of our customers.

Our online application can provide tailored quotes for limited companies, LLP's and charities with up to £100m turnover, from specialist 'A' rated insurers. At get indemnity we are able to promote transparency and choice for our customers without the costs traditionally associated. We are proud to be experts in identifying value in risk transfer solutions and will continually seek to improve our customer's experience. We welcome your business to obtain non-obligation quotes from the wholesale insurance market.


Complete our online application or give us a call on 0345 625 711 to discuss your requirements and obtain your quotes

 AIG Business Insurance
 Allianz Business Insurance
 Beazley Business Insurance
 CFC Business Insurance
 Chubb Business Insurance
 Hiscox Business Insurance
 QBE Business Insurance
 Zurich Business Insurance

Frequently asked questions

What is business insurance?

Business insurance, also known as commercial insurance, is a type of coverage designed to protect businesses from financial losses and liabilities arising from various risks. These risks can include property damage, liability claims, employee-related risks, and other unforeseen events that could disrupt business operations. 

What insurance do i need for a business?

The insurance needs for a business can vary based on factors such as the industry, size, location, and specific risks associated with its operations. While the exact insurance requirements depend on the nature of your business. We recommend that you give us a call to discuss your specific needs or click here to arrange a call-back.

What is business interruption insurance?

Business Interruption Insurance is a type of coverage that helps businesses recover lost income and cover ongoing expenses in the event that their operations are disrupted by a covered peril. Business interruption insurance provides financial support during the period when normal business activities are interrupted or halted due to a covered event, allowing the business to recover and resume operations as quickly as possible.

What is professional indemnity insurance?

Professional Indemnity Insurance, also known as Professional Liability Insurance, is a type of insurance coverage designed to protect professionals and businesses that provide professional services from financial losses associated with claims of negligence, errors, or omissions in the performance of their professional duties. Read more

What is business liability insurance?

Business liability insurance, often referred to as public liability insurance, is a type of coverage that helps protect businesses from financial losses arising due to liability claims. Liability claims can result from third-party bodily injury, property damage, or personal and advertising injury for which a business may be found legally responsible. Business liability insurance is a foundational component of a risk management strategy, offering protection against common risks faced by businesses.

Why is business insurance important?

When business risks that have the potential to cause a significant financial impact but the chance of occurring is low, they are best transferred from your balance sheet with an insurance policy. Without business insurance, companies would be required to maintain increased capital reserves to protect against unforeseen events.

What is general liability insurance?

Related articles and guides

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What is Cyber Insurance and do you need the cover?

Cyber insurance, also known as cyber liability insurance, is a type of business insurance designed to help companies or organisations manage the risk of cyber-related security breaches and events.

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What is D&O Liability Insurance?

Directors and officers insurance is a form of liability insurance tailored to protect the personal assets of directors and officers from civil, criminal, and regulatory actions that can arise from the actions or decisions taken within the scope of their managerial duties.

Certificate of Insurance - What you need to know

A Certificate of Insurance is a document that provides evidence of your insurance. It typically outlines the key covers provided, policy numbers, insurance company, amount of cover offered, and is provided either by your insurance broker or insurance company.

Who needs professional indemnity insurance?

Your business will need professional indemnity insurance if you provide a service, advice, consultancy, design, plans or specifications to a client.