We can help small business owners to medium sized companies with less than £100m turnover review their business insurance needs. It's prudent to compare cost-effective business insurance quotes from the best company insurers in the market. Most businesses will want to ensure they are adequately covered in the event of any financial shocks, but also wants to achieve value for money and manage your annual business insurance cost.
To compare quotes from the commercial insurance market, complete our digital onboarding process or request a call-back (either phone call or video) at an appropriate time so one of our industry specific account executives can discuss further with you.
We have the capacity to provide personal recommendations and work with a wide range of commercial insurance carriers to ensure we can secure affordable business insurance such as professional indemnity insurance that protects your financial interests. All the company insurers we work with have strong financial ratings (A) from AM Best. As an FCA regulated intermediary we can access the wholesale market can secure competitive business insurance quotes that are tailored to meet your needs.
Identifying the best business insurance that protects against a range of liabilities and property damage can seem daunting. With a range of potential covers available that can protect against different legal liabilities, injury, sickness, property damage, theft, business interruption, legal costs and expenses, the process to buying business can appear difficult.
As a registered FCA intermediary we can guide you through the process to ensure you achieve value for money when buying insurance for your business. As with any purchase you should consider your options - we can access a wide range of insurance carriers to ensure you purchase the necessary and appropriate insurance for your business at a cost-effective premium.
The type of commercial insurance you need will be determined by several factors, however your company activities, and workplace are the most important. Public liability, product liability, employers’ liability, professional indemnity, cyber insurance, directors and officers, in addition to stock, equipment and buildings, are just some of the covers we can arrange on your behalf. Talk to one of account executives about your business and we identify a range of different commercial insurance options for you to consider.
There are very few compulsory business insurance policies required under law. However, that does not mean you shouldn't consider additional company insurance covers such as public liability, product liability, cyber insurance, or damage to equipment, stock, or building insurance, to help protect your company's financial interests.
Is compulsory for any business which has PAYE employees. £10 million coverage is typically offered by most insurers
If you operate within a regulated industry, you'll need insurance to cover risks arising from negligent acts, errors or omissions
Insurance provides risk cover and support to help recover from a cyberattack or data breach with a policy starting from £323 per annum.
Cover starts from £224 annually and helps protect against claims arising from injury or property damage because of a fault with a product.
Policies start from £468 that are designed to help protect building contractors working on construction sites, includes contract works.
D&O insurance policies can start from £345 and covers the company's executives and board members against civil, criminal and regulatory proceedings.
Package insurance under one policy starts from £321 which can help protect your company form a range of liability and property covers..
We can offer guidance and support to small and medium sized companies across a range of industries and products, while also providing access to the best insurance companies that have outstanding reputations for paying claims.It's important to tailor your company insurance because the standard cover may not be adequate, there maybe be gaps across your insurance program, or onerous exclusions attached to your policies. Business insurance brokers can assist companies with understanding which covers are best suited to meet their needs. There are a number of complexities when arranging insurance for businesses and brokers can help you navigate them.
There are numerous types of coverage available to help mitigate the risk of a financial shock. Companies should consider what commercial insurance would best protect their interests with an expert. We recommend you read: risk management process
Will help protect against the loss of income from being unable to trade because of an insured event (i.e., fire damage).
Otherwise known as public liability, covers liability claims arising from injury or property damage.
Can offer protection for your commercial cars, vans or haulage vehicles against damage and third-party liability.
From £362 annually from best insurers to help protect against the physical loss of or damage to goods during transit.
Insurance can cost as little as £212 per year or £17.66 per month and is a package policy designed to provide a range of property and liability protections that do not undertake manual activities.
Compare contractors all risk and contract works builders insurance and save up to 25% on your annual premium
Package insurance that can incorporate a variety of liability and property covers for technology businesses and software developers from £336 per year.
Package insurance policy which combines directors and officers, corporate legal liability and employment practices liability from £381 annually for £1 million D&O and £1 million CLL.
There remains an abundance of insurers willing to compete to underwrite your business isnurance. Our customers can consider a range of options designed to meet their individual requirements. When applying for business insurance you should breakdown your activities and turnover with as much detail as possible. By offering complete answers in your application, means insurers will have greater capacity to offer competitively priced premiums. Information that identifies how you represent a better risk than your industry peers can reduce your business insurance costs.
As a digital insurance broker, we maintain the knowledge, expertise and access to manage your business insurance cost. Potential cost savings can be achieved by comparing your existing renewal terms against quotes from alternative providers.
We operate a national UK insurance brokerage that specialises in commercial insurance. Offering a simple and effective online service that provides businesses access to the wholesale insurance market. As a digital insurance broker, we offer competitive premiums, knowledgeable support and tailored insurance products to transfer our customer's risk. With technical underwriting and claim management backgrounds, we have the capacity to leverage our knowledge, experience and digital tools to the benefit of our customers.
Our online application can provide tailored quotes for limited companies, LLP's and charities with up to £100m turnover, from specialist 'A' rated insurers. At get indemnity we are able to promote transparency and choice for our customers without the costs traditionally associated. We are proud to be experts in identifying value in risk transfer solutions and will continually seek to improve our customer's experience. We welcome your business to obtain non-obligation quotes from the wholesale insurance market.
Business insurance, also known as commercial insurance, is a type of coverage designed to protect businesses from financial losses and liabilities arising from various risks. These risks can include property damage, liability claims, employee-related risks, and other unforeseen events that could disrupt business operations.
The insurance needs for a business can vary based on factors such as the industry, size, location, and specific risks associated with its operations. While the exact insurance requirements depend on the nature of your business. We recommend that you give us a call to discuss your specific needs or click here to arrange a call-back.
Business Interruption Insurance is a type of coverage that helps businesses recover lost income and cover ongoing expenses in the event that their operations are disrupted by a covered peril. Business interruption insurance provides financial support during the period when normal business activities are interrupted or halted due to a covered event, allowing the business to recover and resume operations as quickly as possible.
Professional Indemnity Insurance, also known as Professional Liability Insurance, is a type of insurance coverage designed to protect professionals and businesses that provide professional services from financial losses associated with claims of negligence, errors, or omissions in the performance of their professional duties. Read more
Business liability insurance, often referred to as public liability insurance, is a type of coverage that helps protect businesses from financial losses arising due to liability claims. Liability claims can result from third-party bodily injury, property damage, or personal and advertising injury for which a business may be found legally responsible. Business liability insurance is a foundational component of a risk management strategy, offering protection against common risks faced by businesses.
When business risks that have the potential to cause a significant financial impact but the chance of occurring is low, they are best transferred from your balance sheet with an insurance policy. Without business insurance, companies would be required to maintain increased capital reserves to protect against unforeseen events.
The Financial Conduct Authority (FCA) regulates the financial services industry in the UK. Its role includes protecting consumers, keeping the industry stable, and promoting healthy competition between financial service providers.
In the complex and ever-evolving landscape of financial services, regulatory authorities such as the Prudential Regulation Authority (PRA) in the UK play a pivotal role in ensuring stability, integrity, and consumer protection
A Certificate of Insurance is a document that provides evidence of your insurance. It typically outlines the key covers provided, policy numbers, insurance company, amount of cover offered, and is provided either by your insurance broker or insurance company.
Your business will need professional indemnity insurance if you provide a service, advice, consultancy, design, plans or specifications to a client.