Commercial Combined

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Commercial Combined

Commercial combined insurance is a package policy designed to include a variety of different covers such as property damage, liability insurance, and business interruption under one policy

  • At Get Indemnity we work with a wide range of leading UK insurers and can undertake a fair and personal analysis of the market to ensure your commercial combined business insurance meets your needs
  • Upload your current documents through our digital onboarding process and we'll compare commercial combined insurance quotes from specialist providers

Read: What does commercial combined insurance cover?

Key Features

  • Tailored commercial combined cover

  • Specialist commercial combined insurance broker

  • Access to a wide range of UK insurers and managing general agents

  • Discounted premiums starting from £2,500 per annum

 Get Indemnity commercial combined

Save time and money on your business insurance

Choosing the right commercial combined insurance covers can seem like a daunting task, however combined package policies are designed to bundle different liability, property and business interuption covers together depending upon your circumstances. Either give one of our brokers a call on 0345 625 0711 or complete our digital onboarding process to obtain your quote.

Commercial combined package insurance quotes start from £2,500

Either give us a call on 0345 625 0711 or complete our digital onboarding process to obtain your quote.

What does commercial combined insurance cover?

There are a wide variety of commercial combined covers available and which covers you decide to purchase under will depend on several factors. Below we've identified the core covers:

Public Liability

Covers injury or property damage of persons other than your employees

Property Damage

Covers buildings, equipment, stock and contents against loss or damage

Business Interruption

Covers the loss of income from being unable to trade

Employers Liability

Covers claims arising from injury or illness of your employees

Products Liability

Covers claims arising from injury or property damage as a result of a fault with a product

Legal Expenses

Cover will assist your company with legal advice through a telephone advice service

Tailored commercial combined insurance

Tailoring cover under a commercial combined insurance policy is important because of the number of different options available. You don't want to be paying for covers you don't require, neither do you want to be underinsured against future claims.

With variations of covers and sub-limits, it is worth comparing commercial combined insurance quotes to see whether you purchase the most appropriate protection at the most affordable cost.

 Bespoke commercial combined

Choosing the right commercial combined insurance policy

Selecting the right policy requires careful evaluation of your specific needs and risks. It is always recommended that you speak with a broker about your commercial insurance needs.

 Industry-Specific Risks

Industry-Specific Risks

Different industries face unique risks. For example, an importer and exporter will need to consider cargo cover. Whilst a factory may wan to consider engineering inspection protection.

 Business Size and Location

Size and Location

The number of employees, size of operations, and location will significantly impact your policy needs. Larger enterprises may need higher levels of liability and property cover.

 Policy Coverage

Policy Coverage

Ensure that the limits for each coverage area are adequate to meet your requirements. Plus it's important to review the terms and conditions to understand what is not covered by the policy.

Compare commercial combined quotes with Get Indemnity™. Talk with one of our experts about your requirements

We can arrange cover for a wide range of businesses

Wholesalers

Manufacturers

Warehouses

Factories

Importers

Distributors

What does our expert say?

"We want to get to know your enterprise and take a collaborative approach to your risk management. We can help you reduce risk exposures and ensure business continuity with effective risk transfer solutions. Talk to one of our account executives today about obtain a commercial combined insurance quote."

Simon Taylor (Chartered Insurance Broker)

 Commercial combined insurance quotes

What products are commonly purchased with commercial combined insurance?

 

Additional resources

 

We work with a wide range of commercial combined insurers to meet our client's needs:

 AIG Brand
 Lloyds of London Logo
 RSA Logo
 Tokio Marine HCC Logo

Frequently asked questions

What is commercial combined insurance?

Commercial combined insurance is a flexible policy designed to protect businesses against multiple risks under one comprehensive package. It combines various covers such as property damage, business interruption, employers’ liability, and public liability, and more under a single policy tailored to your specific business needs.

Who needs commercial combined insurance?

This type of cover is ideal for businesses that face a range of operational risks, particularly those in manufacturing, wholesale, distribution, warehousing, or engineering. It’s also suitable for companies that operate from commercial premises, hold stock, or employ staff.

Is Employers’ Liability Insurance included automatically?

Employers’ Liability Insurance is usually included if your business employs staff, as it’s a legal requirement. It protects you against claims from employees who suffer injury or illness as a result of their work.

 

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