Health and safety risks can prove very costly with personal injury claims now linked with an amended rate that accounts for future investment. It is not uncommon for someone that requires long term care after a brain injury to now require a £10 million payment for compensation.
The Health and Safety Executive (HSE) who enforces the above regulation remains a valuable source of information for business to meet their legal requirements, which are summarised below:
1) Maintain a policy for managing health and safety risks;
2) Ensure employees get immediate help if taken ill or injured at work, including:
a. a suitably stocked first aid kit;
b. an appointed person or people to take charge of first aid arrangements;
c. information for all employees telling them about first aid arrangements;
3) Undertake a suitable and sufficient assessment of risks to your employees;
4) Purchase employers liability insurance if you have employees;
5) Ensure you consult with all your employees on health and safety risks;
6) Provide training on how employees can work safely and without risks to health;
7) Have the right workplace facilities for everyone in your workplace; and
8) Display the health and safety law poster or provide each worker with a copy of the equivalent pocket card.
Employers are required to report on injured employees within a maximum of ten days after the incident. Reports can be made online and are processed by the appropriate governing body.
The completion of a risk assessment will need to be specific to your business activities and should consider:
1) Identify potential hazards within the workplace
2) Evaluate who may be at risk and how those individuals may be harmed
3) Decide on measures to control risks to an acceptable tolerance level
4) Record your significant findings - legal requirement if you employ +5 staff
5) Regularly review your risk assessment and update when required
It is important to remember your business also has a duty of care to maintain a safe environment for members of the public, which includes any customers, suppliers and contractors.
by Get Indemnity™
This guide is for information purposes and based on sources we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.