Fleet Insurance

Ensure you continue to purchase the most cost-effective fleet insurance with a digital insurance broker

Business fleet insurance brokers

Compare quotes from a range of wholesale insurers with specialist fleet insurance brokers.
Cost savings on your business fleet insurance if you operate a minimum of three vehicles.
Purchase fleet insurance cover in conjunction with a number of other business insurance covers.
Work with get indemnity™ fleet insurance brokers to ensure you don't spend any more than needed.

Fleet Insurance Broker for 3+ Motor Vehicles

Compare insurance protection for all your vehicles with quotes from a digital insurance broker

Fleet insurance is a cost-effective and flexible means of managing your insurance for multiple vehicles under one policy. As specialist fleet insurance brokers, we have access to a range of insurers that can offer premium savings and flexible cover. 

Get indemnity™ fleet insurance quotes will seek to beat your current business insurance. Provide details of your fleet and your claims history and we can market your submission to multiple insurers to make cost savings across your program. 

Below we provide some background and explain why use should be using a specialist fleet insurance broker. If you would like to understand more about fleet insurance please read: What is fleet insurance? Explained 1O1

    How can a fleet insurance broker reduce your cost?

    Specialist fleet insurance brokers have access to a wide range of insurers to identify the most cost-effective solutions to meet your needs. Insurance carriers will compete to underwrite the best performing fleet insurance programs.

    However, there are a number of ways you can potentially assist with reducing your fleet insurance cost:


    Fleet risk management

    If you can demonstrate your commitment to operating a well-managed fleet, we can typically negotiate improved terms from insurers.


    Limit the minimum age of drivers

    Statistically young drivers can be twice as likely to have an accident and the number of drivers below the age of 20 and 25 will impact your premium.


    Fleet telematics

    Also known as a black box, can assess each individual driver to see how safely they drive. GPS technology in the vehicle can assist to reduce your fleet insurance cost.


    Camera technology

    The use of dash cams can provide invaluable information for defending claims or swiftly settling at-fault claims. They are particularly useful against fraudulent vehicle claims.


    Driver training courses

    Advanced driving courses or a similar kind of formal assessment can provide insurers with additional comfort.


    Checklist procedure

    Maintaining records for damage and maintenance allows for an audit trail that encourages everybody to keep the vehicle in good condition.


    Fleet security measures

    Fleet insurance security such as CCTV, vehicle trackers, locked garages, immobilizers are just some of the ways to mitigate the theft of a vehicle.


    Self-insure your fleet

    By opting for third party insurance and increasing your voluntary excess you take more risk in the event of an accident or theft.


    Your fleet insurance broker should identify a number of measures that can assist mitigate your risk, therefore reducing the number of annual claims. 

    Other factors that can impact your fleet insurance quotes will include the age, usage, condition and maintenance of your fleet. In addition, electric or hybrid vehicles can typically obtain discounts because they tend to incur less claims.

    Should we consider fleet telematics and cameras?

    Telematics through the use of GPS tracking (identifying location, speed and distance of vehicles) can assist improving the safety and efficiency of your fleet.

    Effective driver feedback through patterns in behaviour can reduce claims and fleet insurance cost. Information can also be used to improve fuel consumption and reduce maintenance.

    Dash cams can identify accident information reliably, which means if there is a dispute concerning the events, claims are settled quickly. Dash cams are also proven to be effective against fraudulent claims, which will assist in maintaining your claims history.

    These technologies are becoming relatively inexpensive with a wide range of systems available. An article by QBE Insurance looks at how motor fleet is being disrupted by tech.

    What fleet insurance brokers will need to consider?

    It is important to take into account your fleet size and assess your frequency of use. Knowing this information will assist understanding your requirements.

    There are a number of wholesale insurers that consider fleet car insurance, fleet van insurance, fleet haulage insurance or a mixture of all three. It is worth considering that some insurers are only willing to insure drivers over the age of 25 with any driver policies.

    As specialist fleet insurance brokers, we aim to reduce your insurance cost while increasing the flexibility of the policy to cover your requirements under one policy.

    Why use specialist fleet insurance brokers?

    At get indemnity we are fleet insurance brokers with the knowledge and expertise to ensure you have the right cover to meet your needs.

    Whether you require fleet car insurance, fleet van insurance or fleet haulage insurance. We have access to the wholesale insurance market to identify a range of solutions available.

    Please complete our online application to obtain your fleet insurance quotes. If you require additional business insurance, we have a range of products available via our online platform.


    What is fleet insurance - with a fleet insurance broker

    Additional fleet FAQ resources

    AskMID is an online service that lets you check the Motor Insurance Database for the status of your vehicles insurance.

    Licence Bureau offers a range of services to keep you informed of relevant compliance issues and manage your drivers, fleet, costs and risks.

    Fleet News offers a number of online tools that can assist your company run effective and efficient business fleets.

    The UK Government offers advice concerning vehicle insurance via their website. In addition the Health and Safety Executive offers advice on road safety.

    This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.