Get indemnity™ business fleet insurance
Get indemnity™ fleet insurance quotes will seek to beat your current business insurance. Provide details of your fleet and your claims history and we can market your submission to multiple insurers to make cost savings across your program.
Below we provide some background and explain why use should be using a specialist fleet insurance broker. If you would like to understand more about fleet insurance please read: What is fleet insurance? Explained 1O1
To apply for business fleet insurance, complete our digital on-boarding process
and upload your current fleet insurance documents, including your No Claims Discount
and Policy Schedule
. We aim to make the process as simple as possible to obtain alternative fleet quotes.
How to reduce your business fleet insurance cost?
Specialist fleet insurance brokers
have access to a wide range of insurers to identify the most cost-effective solutions to meet your needs. Insurance carriers will compete to underwrite the best performing business fleet insurance programs.
However, there are a number of ways you can potentially assist with reducing your business fleet insurance cost:
Business fleet risk management
If you can demonstrate your businesses commitment to operating a well-managed fleet, we can typically negotiate improved terms from insurers.
Limit the minimum age of drivers
Statistically young drivers can be twice as likely to have an accident and the number of drivers below the age of 20 and 25 will impact your premium.
Business fleet telematics
Also known as a black box, can assess each individual driver to see how safely they drive. GPS technology in the vehicle can assist to reduce your business fleet insurance cost.
The use of dash cams in business fleets can provide invaluable information for defending claims or swiftly settling at-fault claims. They are particularly useful against fraudulent vehicle claims.
Driver training courses
Advanced driving courses for employees or a similar kind of formal assessment can provide business fleet insurers with additional comfort.
Business checklist procedure
Maintaining records for damage and maintenance allows for an audit trail that encourages everybody to keep their business vehicle in good condition.
Fleet security measures
Business fleet insurance security such as CCTV, vehicle trackers, locked garages, immobilizers are just some of the ways to mitigate the theft of a vehicle.
Self-insure your business fleet
By opting for third-party fleet insurance and increasing your voluntary excess you take more risk in the event of an accident or theft.
Your business insurance broker should identify a number of measures that can assist mitigate your risk, therefore reducing the number of annual claims.
Other factors that can impact your business fleet insurance quotes will include the age, usage, condition and maintenance of your fleet. In addition, electric or hybrid vehicles can typically obtain discounts because they tend to incur less claims.
Should we consider business fleet telematics & cameras?
Telematics through the use of GPS tracking (identifying location, speed and distance of vehicles) can assist improving the safety and efficiency of your business fleet.
Effective driver feedback through patterns in behaviour can reduce claims and business fleet insurance cost. Information can also be used to improve fuel consumption and reduce maintenance.
Dash cams can identify accident information reliably, which means if there is a dispute concerning the events, claims are settled quickly. Dash cams are also proven to be effective against fraudulent claims, which will assist in maintaining your claims history.
These technologies are becoming relatively inexpensive with a wide range of systems available. An article by QBE Insurance looks at how motor fleet is being disrupted by tech.
What to consider for you business fleet insurance renewal?
It is important to take into account your business fleet size and assess your frequency of use. Knowing this information will assist understanding your requirements.
There are a number of wholesale insurers that consider fleet car insurance, fleet van insurance, fleet haulage insurance or a mixture of all three. It is worth considering that some insurers are only willing to insure drivers over the age of 25 with any driver policies.
As business fleet insurance brokers, we aim to reduce your insurance cost while increasing the flexibility of the policy to cover your requirements under one policy.
Why use specialist business fleet insurance brokers?
At get indemnity™ we are fleet insurance brokers with the knowledge and expertise to ensure you have the right cover to meet your needs.
Whether you require fleet car insurance, fleet van insurance or fleet haulage insurance. We have access to the wholesale insurance market to identify a range of solutions available.
Please complete our online application
to obtain your business fleet insurance quotes. If you require additional business covers, we have a range of products available via our online platform.
This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.