Professional Indemnity Insurance

At get indemnity™ we're a specialist PI insurance broker with access to the wholesale market

Get indemnity™ professional liability

PI insurance now available online for UK companies with a turnover up to £100m.
Benchmark your cover with a specialist professional indemnity insurance broker.
Professional indemnity quotes start at £332 annually, or £26.83 monthly for a £1 million limit.
Complete our online application to obtain a range of PI insurance quotes, typically within 48 hours.

Professional Indemnity (PI Insurance)

Compare business insurance for a breach of professional duty in an increasingly litigious environment

As a specialist in your subject matter, clients rely upon your skill, knowledge and due diligence to deliver on the services agreed. Professional indemnity insurance provides financial protection in the course of offering a professional service. 

At get indemnity™ professional indemnity insurance quotes start from £322 annually or £26.83 monthly for a £1 million limit. Below we provide some background about the product and explain how professional indemnity can offer financial protection.

    Get indemnity™ professional liability

    Our get indemnity™ professional indemnity team have access to the wholesale market to identify competitive quotes for any professional in the UK. If you would like to talk with an insurance broker, please give us a call on 0345 625 0711.

    Our professional indemnity online application is simple to complete and validates your company information from third party data sources. We may require you to complete a full proposal form depending on upon what services you offer.

    If you want to discuss your individual circumstances, we’re more than happy to offer our insights on how best to manage your professional exposure. At get indemnity™ we have a wealth of experience in managing professional's risk to 3rd party claims.

    What is professional indemnity insurance?

    Professional indemnity insurance (PI insurance), also known as professional liability, protects against the failure to exercise reasonable skill and care in the provision of professional or advisory services.

    The business insurance will pay legal costs incurred in defending allegations and pay damages from any award or settlement. We've produced a useful guide called: Who needs professional indemnity insurance? Explained 1O1

    To compare professional indemnity quotes from the wholesale market and benchmark whether you purchase the most appropriate protection please arrange a call back.

    Who needs professional indemnity insurance?

    Many professions are required to purchase professional indemnity as a regulatory requirement or to meet contractual conditions.

    However, professional indemnity insurance should be considered for any organisation where advice, professional, or technical services are offered to a client. If you're unsure, contact us and we'll happily discuss your individual requirements.

    At get indemnity we're a specialist professional indemnity insurance broker and have the capacity to identify a range of solutions from the wholesale market.


    Compare professional indemnity insurance quotes from £332 annually

    How much does professional indemnity cost?

    Professional indemnity insurance cost will vary from to insurer to insurer, so working with a specialist PI broker to access the wholesale market will save you money.

    At get indemnity™ professional indemnity quotes start at £332 per year or £26.83 monthly for a £1 million limit. With a number of factors potentially impacting the availability and pricing we've produced a guide: How much does professional indemnity insurance cost?

    Complete our digital on-boarding process and we can collate information that allows us to negotiate competitive insurance quotes.

    How does a professional indemnity policy work?

    Professional indemnity insurance contracts are complicated, so it’s best to use a specialist PI insurance broker to navigate the potential pitfalls.

    The mechanics of a professional indemnity policy can differ, so it’s important to appreciate the difference and whether you're required to purchase a specific type. We’ve produced a useful guide: How does a professional indemnity insurance policy work?

    Watch out for whether the PI quotes you receive are for a ‘negligence’ or ‘civil liability’ cover, or whether the limits operate on an ‘aggregate’ or ‘each and every claim’ basis.

    What professional indemnity insurance covers?

    Professional indemnity insurance offers protection for defence costs and any damages awarded or settlement agreed. At get indemnity PI cover can protect against:



    Any act, error or omission which does not meet an accepted reasonable standard, if you owe a duty of care to the claimant.


    Civil Liability

    An act, error or omission under a civil proceeding which you are held to be responsible that leads to the claimant suffering a financial loss.


    Breach of Contract

    Any unintentional breach of contract with whom you have contracted to provide professional service for a fee.



    Libel, slander, product disparagement, which harms the reputation of a person or organisation, including mental anguish or emotional distress.


    Breach of Privacy

    A violation of the rights of privacy of an individual, including the public disclosure of private facts.


    Intellectual Property Infringement

    Unintentional intellectual property infringement, including but not limited to infringement of copyright and plagiarism. 


    Some policies may include Employee Dishonesty and Loss of Documents under an extension. Note professional indemnity insurance definitions and coverage vary from policy to policy, therefore it's worth considering whether the specific cover meets your needs.

    Get indemnity™ professional guides:


    Accountants Insurance

    Architects Insurance

    Consultants Insurance

    Construction Insurance 

    Designers Insurance

    Engineers Insurance

    IFA Insurance

    Solicitors Insurance

    Surveyors Insurance


    How much professional indemnity should we buy?

    The size of contracts you undertake offer an indication of how much professional indemnity you should buy because an unsatisfied customer will typically claim the contract value.

    It is worth considering that defense cost on average amount to over half the total cost of professional indemnity claims.


    Minimum amount of professional indemnity

    The minimum amount of professional indemnity you can buy is £100,000, however you should consider the additional cost of buying an increased limit. The most common amount bought by small businesses is £1 million.

    In addition, to any required contractual or regulatory requirements, the amount of PI cover you purchase will depend on your perception of the exposure and how much you are prepared to spend to mitigate the risk.

    Please note the amount you purchase, may not be suffcient to cover the cost of future claims. We recommend you compare more than one option to appreciate the cost to increase your limit. Get professional indemnity quotes by completing our digitial onboarding process.

    Professional indemnity insurance claim examples:


    Why you should purchase professional indemnity insurance


    Impact of professional indemnity allegations

    Professional indemnity insurance claims are by nature, low occurrence but high severity. A potential claim can have significant financial consequences, if you're unfortunate enough to become the target of an allegation. 
    Professional indemnity means financial security from having to pay defence costs and damages as a result of an allegation. We've produced a useful guide: Civil liability insurance - how to protect against professional negligence?

    Errors and omissions (E&O) insurance

    Errors and omissions (E&O) insurance is an alternative name for professional indemnity or professional liability, however it is more commonly referred to errors and omissions within North America and certain classes of media liability insurance, such as T.V & Film.

    If you take a closer look at the insuring clauses within the policy wording, the cover will protect against, acts, errors or omissions, hence the alternative name for the insurance protection.

    Leading professional indemnity providers:

    At get indemnity™ we work with a wide range of PI insurance providers to ensure our clients obtain the broadest cover at the most affordable premium.

    Leading PI insurance providers include: AIG, Allianz, Aqueous, AXA, Beazley, Chubb, CFC, CNA Hardy, Hiscox, Markel, MPR, Nexus, Tokio Marine, and QBE.

    Leading PI insurance providers include: AIG, Allianz, Aqueous, AXA, Beazley, Chubb, CFC, CNA Hardy, Hiscox, Markel, MPR, Nexus, Tokio Marine, and QBE.

    How to compare professional indemnity quotes?

    Please complete our online application to compare professional indemnity insurance quotes from the wholesale market.

    At get indemnity we continue to see stable market conditions with reductions in premiums for some industries. However, there have recently been signs of a hardening market with a reduction in the number of competing insurers.

    High hazard exposures may come under increasing pressure to accept premium increases. Your professional indemnity insurance broker should engage with you early in the renewal process to ensure sufficient strategic planning.


    About get indemnity™ professional indemnity insurance

    This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.