Engineers Insurance
Compare professional indemnity insurance for engineering consultants
Engineers will often make fundamental decisions on projects and can therefore become the main target for any litigation. Professional indemnity insurance can offer protection if any issues arise from the engineering works you have undertaken.
Obtain engineers' professional indemnity insurance quotes from the leading providers
Ensure your engineering firm is protected if problems arise from the works you have undertaken. Engineers professional indemnity insurance starts from £395 per year or £32.91 per month. Below we provide some background about the different engineers insurance covers available and explain what you should take into consideration.
What is engineers' insurance?
Engineers' insurance will typically include professional indemnity, public liability, employers liability, and equipment cover. We recommend you talk with one of our brokers to discuss your individual needs.
If your engineering firm is unfortunate enough to become the target of an allegation, there can be significant financial consequences, even if the allegation has no merit because the action has to be defended.
As a Willis Towers Watson Network Broker we can offer tailored and flexible insurance solutions to chemical, civil, electrical, geotechnical, mechanical or structural engineering firms with a turnover less than £100 million.
Civil engineers, structural engineers and consulting engineers PI insurance
Design errors, inadequate specification, breach of contract, and improper advice are the leading causes of PI insurance claims made against civil, structural and consulting engineers. Typically, professional indemnity will be required under contract by your counterparties in order to provide your services.
Civil Engineers
The design, construction, and maintenance of infrastructure. Including public works such as roads, bridges, pipelines, structural components, and railways.
Structural Engineers
Inspecting the materials and structures used in construction carries risk. Miscalculating the stability of structures can have sizeable downstream losses.
Consulting Engineers
A variety of engineering specialists typically working on short term design, development and/or construction projects for a range of different clients.
Professional indemnity insurance remains the most important insurance cover for firms providing engineering services
Compare specialist insurance for engineers starts from £395 annually or £32.91 monthlyProfessional indemnity insurance for a wide range of engineering activities
Electrical Engineering
Dealing with electricity and electronics can mean you are held responsible for failing to appropriately design and develop equipment and systems for power, control systems, and telecoms.
Heating and Ventilation
Failing to install, repair or maintain systems such as central heating, ventilation, and air conditioning can expose your firm to claims for breach of contract. Ensure your PI policy can defend your business when you need it most.
Mechanical Engineering
Mechanical engineers can work with powerful machinery and volatile materials, their work environment is susceptible to fires, explosions, structural failures and equipment malfunctions.
Hydrological Engineering
The flow, treatment, and storage of water can cause significant damage if not engineered correctly. Therefore, PI insurance is vital for any consulting engineers.
Process Engineering
There are many risks with designing, implementing, controlling and optimising industrial processes and machinery in the manufacturing industry.
Chemical Engineering
Chemical engineers are exposed to making mistakes when developing commercial processes to convert raw material into useful products.
Find the right insurance to protect your engineering firm and project
Engineers can be involved in an assortment of projects with structures, machines, products, systems and processes. Therefore, engineers' insurance requirements can be diverse and identifying appropriate solutions in the transfer of risk can be challenging. Talk to one of our specialist insurance brokers about your insurance needs.
Choose Get Indemnity™ a Willis Towers Watson Network Broker to find the best cover available
We work with a wide range of engineering insurance providers to meet your business needsFrequently asked questions
What are high risk engineering projects?
Aviation, Bridges, Harbours, Jetties, Leisure Centres, Medical Centres, Mining, Nuclear, Oil & Gas, Railways, Roads, Schools, Sewage Systems, Sports Stadiums, Tunnels, Water Systems.
What are high risk engineering activities?
Chemical Engineering, Facade Engineering, Soil Engineering, Marine Engineering, Nuclear Energy, Oil and Gas, Piling and Foundations.
What are medium risk engineering activities?
Civil Engineering, Environmental Engineering, Metallurgy, Process Engineering, Structural Engineering, Testing Laboratories
What are lower risk engineering activities?
Aborted Work, Acoustical Engineering, Communication Engineering, Construction, Electrical Engineering, Forensic Engineering, Heating and Ventilation, Hydrological Engineering, Mechanical Engineering
Do we need public liability insurance?
Public liability insurance will provide a legal defence and cover the cost of damages arising from injury or property damage, of third persons. Engineering firms should consider public liability if you have clients or members of the public visit your premises, or if you visit clients at their premises.
Do we need employers liability insurance?
Employers liability insurance will provide a legal defence and cover the cost of damages against claims arising from injury or illness of your employees. Engineering firms will typically employ staff, therefore under UK law will be required to purchase employers liability.
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