Charity Insurance
Protect the future of your third sector organisation with cost-effective charity insurance from get indemnity™
Get indemnity™ charity insurance
Get indemnity™ charity insurance
Third sector & charity insurance includes a variety of covers designed for non-profit organisations
At get indemnity™ charity insurance starts at £198 annually or £8.33 monthly. Each third sector organisation is different, therefore will need to consider their own requirements when purchasing charity insurance.
Get indemnity™ charity insurance
Below we take a closer look at the different types of charity insurance available and highlight some key considerations when purchasing the most appropriate charity insurance to meet your needs.
What is charity insurance?
As a digital insurance broker that specialises in third sector and charity insurance, we can provide tailored solutions at cost-effective premiums to meet a range of needs.
What charity insurance do you need?
Trustee indemnity insurance
Public liability insurance
Employers liability insurance
Professional indemnity insurance
Employment practice liability
Property insurance
There are a variety of charity insurance available to protect your organisations interests from a vareity of unforseen events. Give us a call to discuss your individual requirements.
What types of organisations can charity insurance cover?
> Care homes
> Charities
> Community organisations
> Cooperatives
> Cultural charities
> Educational charities
> Environmental charities
> Faith organisations
> Healthcare charities
> Hospices
> Not-for-profit organisations
> Private research institutes
> Religious charities
> Social enterprises
> Think tanks
> Voluntary organisations
What to consider when buying charity insurance?
Employment related issues continue to be a significant cause of liability claims made against third sector and charitable organisations. We've produced a useful guide called: Employment disputes in the UK - how to protect your business?
High-risk non-profit charity activities include:
Can you provide charity insurance claim examples?
The below guide identifies scenarios your third sector organisation may face and how charity insurance can offer protection and support if something goes wrong.
What would happen if.. |
Charity Insurance: |
What the cover does: |
|---|---|---|
|
The Charity Commission for England and Wales brings an investigation into the conduct of a director. |
> Trustee Indemnity |
Protects the individual against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
Financial compensation is sought after an allegation of a breach of privacy. |
> Organisation Insurance > Trustee Indemnity |
Protects the organisation against legal costs incurred in defending the allegation. |
|
A person within your care alleges negligence in offering counselling services. |
> Professional Indemnity > Trustee Indemnity |
Protects your organisation against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
An employee claims sexual harassment against the organisation for their failure to prevent. |
> Employment Practices > Trustee Indemnity |
Protects the organisation against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
You discover the finance director has been stealing hundreds of thousands of pounds over the last several years. |
> Crime Insurance > Trustee Indemnity |
Protects the organisation against financial loss from the theft of property, money or securities by an employee. |
| A hacker breaches your organisation’s security and steals sensitive personal information. |
> Cyber Insurance |
Protects the organisation against financial loss arising from security and privacy breaches. Can include first and third-party losses. |
|
A charitable donor slips on a wet floor in your premises and causes a serious injury. |
> Public Liability |
Protects the organisation against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
An employee seeks financial compensation after being seriously injured at a charitable event. |
> Employers Liability |
Protects the organisation against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
Your premises and computers were destroyed as a result of an insurable event? (i.e. fire, flood or storm). |
> Property Damage |
Protects your organisation’s buildings and contents (including options for stock and computer equipment) against loss or damage from a range of insured perils. |
This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.