With pricing starting at just £7 per employee per month, each member has the opportunity to upgrade their health insurance online over three tiers to a maximum of £37 per employee per month. Obtain your quotes with a specialist business health insurance agent.
All employees between 16 and 69 years pay the same premium, with a simple online medical declaration. Business health insurance is now more accessible to small companies and their employees. At get indemnity™ we can accommodate all your business insurance needs.
Business health insurance can offer faster access to health support. Easing the frustration and anxiety that your employees might experience when waiting for health diagnosis and treatment boosts morale and reduces negative distractions.
A survey of 830 GPs revealed that the average waiting time is up from ten days in 2015. It also reveals that more than 40% of patients are having to wait longer than 14 days for a routine appointment. (pulsetoday.co.uk)
Equipsme business health insurance starts from just £7 per employee per month, each member has the opportunity to upgrade their health plan online over three tiers to a maximum of £37 per month.
You choose a mixture of plans to suit your business and budget for two or more employees.
The price of the plan is the same for all ages 16-69 years and all applicable taxes are included.
Employees can upgrade and add family if they want to pay separately.
There are no medical questions on application. Pre-existing conditions in the three years before the plan starts are excluded.
When it comes to cancer, fast diagnosis is the key to getting the treatment you need quickly, so cancer diagnosis is covered on all plans starting from £17 pppm. Once cancer is diagnosed, we will support and guide you back into the NHS for treatment.
Stress support at £1.50 pppm and Dental & Optical at £7.50 pppm are options available to businesses to add across the health plan.
With uncertainty, employees are left in limbo because they do not know what they are facing. They could also be distracted mentally and unable to perform certain tasks at work. Diagnosis is a key factor in determining how long you will wait for treatment. The quicker you are diagnosed the sooner the stress of what is wrong is over and treatment can start.
Your employees can book GP access 24/7 from anywhere in the world and contact AXA PPP healthcare to access Physio (and Diagnosis or Hospital Treatment if included in their Plan).
Brand new medical conditions are covered under the business health insurance as long as they continue to respond to treatment. However, the plan won't cover the Physio, Diagnosis or Treatment cost of any health problem that anyone included under the plan already had symptoms in the last three years (what we call pre-existing conditions).
A pre-existing condition is any disease, illness or injury that members:
In some cases, a further medical information form may need to be completed. Or if a members NHS GP needs to send more details about the medical condition, the member may need to give consent for access to their medical records.
Full contractual information regarding the business health insurance cover and non-insurance services is provided in more detail in the following Equipsme documents:
This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.