Surveyors Professional Indemnity Insurance

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Compare surveyors insurance quotes to protect your firm against allegations whilst undertaking your duties

Surveyors perform a variety of professional activities and are therefore exposed to a number of risks. Whether undertaking surveying, rating, and/or valuations, mistakes and errors can occur.

Ensure your firm has appropriate professional indemnity insurance in the event of an allegation. At get indemnity™ our digital onboarding process can obtain no-obligation insurance quotes for surveyors from the wholesale market.

    Get indemnity™ surveyors insurance

    At get indemnity™ we can provide surveyors insurance on a RICS compliant and non-RICS compliant basis. We can offer flexible policy options for surveyors chartered with other organisations such as the CIOB.

    When dealing with large property values, mistakes can have serious financial consequences. Surveyors professional indemnity can protect yourself against allegations, whether they have merit or not.

    At get indemnity™ we work with a number of insurers who can accomodate a wide range of surveying, rating, and/or valuation activities. Arrange a call back or give us a call on 0345 625 0711.


    Examples of surveyors professional indemnity claims include:


    Negligent assessment of value

    Failure to detect deficiency 

    Negligent assessment of repair costs

    Breach of contract

    Insufficent inspection

    Bodily injury or property damage

    Every surveyor intends to perform their professional work to the highest standards, however errors and omissions can occur. It is best to ensure you're protected with a comprehensive surveyors professional indemnity insurance policy.


    Royal Institution of Chartered Surveyors (RICS)

    Surveyor's are required by the Royal Institution of Chartered Surveyors (RICS) to ensure all previous and current professional work is covered by adequate and appropriate professional indemnity insurance.

    Firms must demonstrate they meet the requirements of Rules of Conduct for Firms: Rule 9. At get indemnity your policies can be issued on a RICS compliant basis. 

    However, we can also accomodate policy options for chartered surveyors with the Chartered Institute of Building (CIOB), or for non-chartered surveyors. Please contact us on 0345 625 0711 if you would like to discuss further.

    What professional surveyor activities carry greater risk?

    The principle risk for surveyors professional indemnity claims arises from monetary loss, attributable to negligence.

    The below identifies types of work a firm of surveyors may undertake and categories of risk:


    > Lower risk surveyor activities

    >  Energy Assessment
    >  Expert Witness
    >  Planning Supervision
    >  Property Management


    > Medium risk surveyor activities

    >  Agricultural Valuation
    >  Building Society Valuation
    >  Land Surveying
    >  Marine Surveying
    >  Mineral Surveying
    >  Plant & Machinery Valuation
    >  Project Management
    >  Quantity Surveying
    >  Town Planning


    > Higher risk surveyor activities

    >  Residential Surveying & Valuation
    >  Commercial Surveying & Valuation


    RICS offers an insightful paper on Risk and Liability in Valuation Work, which carries a significantly higher potential for claims activity.

    Surveyor professional indemnity insurance claim examples?

    Surveyors perform a variety of professional activities to the very highest standards, but mistakes can happen, here are some examples of claims.

    • A survey fails to identify cracks in the buildings because of an adjacent tree. This comes to light after the purchase and substantial underpinning was required.
    • A building was undervalued for insurance purposes, the rebuild cost was not enough to rebuild the property if it was a total loss, and the client makes a claim against the surveyor who had incorrectly valued the property.

    Compare surveyors professional indemnity insurance

    How to compare surveyor's PI insurance quotes?

    At get indemnity we are experts in surveyors professional indemnity insurance. To obtain your quotes from the wholesale market, please complete our online application.

    We continue to see soft market conditions for surveyors PI insurance with reductions in premiums available. However dependent upon the work undertaken there have been signs of a hardening market with a reduction in the number of competing insurers.

    Some medium to high hazard surveyor activities may come under increasing pressure to accept premium increases.

    Your PI insurance broker should engage with you early in the renewal process to ensure sufficient strategic planning to obtain a satisfactory renewal.

    What other insurance should surveyors consider?

    There are a number of business insurance covers available for surveyors. However, we have highlighted the specific need for protection against personal injury.

    This cost of defending personal injury claims can be significant and you may not even be at fault. Personal injury claims can include loss of earnings, possible loss of future earnings, pain and suffering.


    Surveyor's public liability

    If clients or members of the public visit your business premises, or if you visit clients at their premises, it is worth considering public liability insurance. The insurance will provide a legal defence and cover the cost of damages from a client or member of the public that has suffered bodily injury or property damage.


    Surveyor's employers liability

    If your business employ staff, you are required to purchase employer's liability insurance. The insurance will provide a legal defence and cover the cost of damages from an employee that has suffered bodily injury or illness whilst working for you.


    This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.