Sports and Leisure Insurance Brokers
Protect your organisation with cost-effective leisure insurance available from a digital broker
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Sports, entertainment and leisure insurance include a variety of covers designed for businesses and organisations that work within the sector
At get indemnity™ sport, leisure and entertainment insurance starts at £352 annually or £29.33 monthly. Below we consider what cover you should consider when looking to protect your interests and how to purchase leisure insurance.
Get Indemnity™ leisure insurance
Every organisation wants to keep their leisure insurance spend to a minimum but requires the protection in case something untoward occurs. Ensure you continue to purchase the most appropriate leisure insurance at the most affordable cost with a digital insurance broker.
What is leisure insurance?
The tailored coverage has been designed to mitigate financial risks and protect organisations from a range of unforeseen events.
What activities can leisure insurance cover?
At get indemnity™ we can provide:
Sports and leisure insurance can provide cover for:
What is member to member liability?
Typically, if an individual member of the club is legally liable for personal injury or property damage to another member of the club, they would not be covered under the club's public liability insurance.
How can event cancellation insurance offer protection?
Event cancellation insurance is a specialist cover designed to protect against costs and expenses you may incur as a result of an event having to be cancelled due to circumstances beyond your control.
Please contact us to discuss and we can identify a selection of tailored options to mitigate your financial risk.
Sports & leisure insurance UK Guide
The below guide identifies situations your company may face and the sports and leisure insurance that can offer protection:
What would happen if |
Leisure Insurance: |
What the cover does: |
|---|---|---|
|
A spectator is seriously injured and brings a compensation claim after an accident at an event. |
> Public Liability > Commercial Combined |
Protects the company against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
An employee brings a compensation claim after being seriously injured at work. |
> Employers Liability > Commercial Combined |
Protects the company against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
An accidental bodily injury occurs to a participant in the leisure activity. |
> Personal Accident > Commercial Combined |
Offers financial support as defined in the policy schedule. Benefits will be payable for death or disablement and related medical expenses. |
| Your premises, equipment and stock were destroyed as a result of a flood. |
> Property Damage > Commercial Combined |
Protects your buildings and contents against loss or damage from a range of insured perils. |
|
Your organisation was unable to operate as a result of a fire. |
> Business Interruption > Commercial Combined |
Protects against the loss of income from being unable to trade as a result of the insured peril (i.e. property damage from a fire, flood or storm, ect). |
|
A delivery of stock on route to a customer was damaged. |
> Stock in Transit > Commercial Combined |
Protect against damage to property in transit by vehicles owned by or operated by you, or the custody or control of a third-party carrier. |
|
A faulty appliance has destroyed your frozen and chilled stock. |
> Deterioration of Stock > Commercial Combined |
Protect against damage to property, being stock in any cold chamber, by deterioration or putrefaction in consequence of an insured event. |
| Your licence to sell alcohol is not renewed after issues with public nuisance, public safety or sale of alcohol to minors. |
> Loss of Licence > Commercial Combined |
Will protect against the licence for the sale of alcohol being forfeited, suspended or withdrawn. Can cover the loss of gross income, depreciation in the value of the premises and reasonable expenses. |
|
There is an investigation by the Health and Safety Executive after an accident. |
> Directors and Officers > Management Liability |
Protects the directors against legal costs incurred in defending the allegation; and damages from any award or settlement. |
|
Financial compensation is sought for breach of contract against your club. |
> Corporate Legal > Management Liability |
Protects the company against legal costs incurred in defending the allegation. |
| You find an employee has been stealing thousands of pounds over a period of years. |
> Crime Insurance > Management Liability |
Protects the company against financial loss from the theft of property, money or securities by an employee. |
| An employee claims sexual harassment against your business after an incident with their supervisor. |
> Employment Practices > Management Liability |
Protects the company against legal costs incurred in defending the allegation; and damages from any award or settlement. |
| A cyber attack shuts your systems down for a period of two weeks, you later realise that member information has been stolen. |
> Cyber Insurance |
Protects the company against financial loss arising from security and privacy breaches. Can include subsequent loss of profits and increased costs. |
Optional extensions can include cover for:
What to consider when buying sport & leisure insurance?
Sports & leisure providers are faced with a number of liability and property exposures. Consideration should be given to your specific circumstances and appetite to transfer risk.
There are a number of sports and leisure insurance extensions currently available. Please ensure you highlight any specified items that you would like covered.
This guide is for information purposes and based on sources which we believe are reliable, the general risk management and insurance information is not intended to be taken as advice with respect to any individual circumstance and cannot be relied upon as such.